The first thing a lender wants to know is not whether you are a good person, but whether you are likely to repay the money they lend you; they are interested in the former only insofar as it implicates the latter.
Shylock:
Oh, no, no, no, no: my meaning in saying he is a good man is to have you understand me that he is sufficient. Yet his means are in supposition... The man is, notwithstanding, sufficient. Three thousand ducats; I think I may take his bond.
FLG realizes there's a lot of religious, social, and historical background that influence how Shylock's words should be understood and interpreted, but Shakespeare did write it better. And the bond market hasn't changed.
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