Job-Lock

This is an underemphasized point in the health care debate.

Free Exchange:

But even in a better job market, health care through your employer is not ideal. The most efficient labour markets are flexible and Brigitte Madrian and Jon Gruber found that employer-based health insurance has a significant impact on a worker’s decision to leave his job. Though no one has yet quantified the impact on welfare from a health-care “job-lock”.